Outsourced FP&A for Growing Service Businesses
Understand your numbers. Grow with confidence.
Arbor Finance provides outsourced FP&A and financial planning support to growing service businesses that need better reporting, forecasting, cash-flow visibility, and profitability analysis without hiring a full internal finance team.
Monthly Overview
Illustrative SampleRevenue
$425K
Cash runway
12 weeks
Gross margin
34.2%
Professional financial support designed for owner-led service businesses across the United States.
Services
Financial support built around your business
Whether you need help understanding monthly results, planning for growth, or building a more reliable financial process, Arbor Finance provides practical support based on the needs of your business.
Management Reporting and Analysis
Clear monthly management reports, budget-to-actual analysis, and financial insights that help owners understand performance and take action.
Budgeting and Forecasting
Practical budgets, rolling forecasts, and scenario analysis that help businesses plan ahead and make informed decisions.
Cash-Flow Planning
Short-term cash forecasting, cash-runway monitoring, and working-capital analysis designed to reduce financial surprises.
KPI and Profitability Analysis
Financial and operational dashboards that show performance by customer, service, project, location, or other important business drivers.
Not sure what level of support you need? Let’s discuss your business and identify the best starting point.
Book a Free Intro CallMonthly engagement
What You Receive Each Month
Every engagement is tailored to the business, but ongoing clients receive a consistent planning and reporting process designed to improve financial visibility and support better decisions.
- Monthly management reporting package
- Budget-to-actual variance analysis
- Rolling financial forecast
- Cash-flow forecast and cash-runway review
- KPI and profitability dashboard
- Monthly financial review and decision meeting
Who we help
Built for owner-led service businesses
Arbor Finance works with owner-led service businesses that have established bookkeeping or accounting records but need stronger management reporting, forecasting, cash-flow planning, and financial analysis.
- Property management and real-estate service companies
- Staffing, security, janitorial, and facilities businesses
- Construction, trades, and field-service companies
- Multi-location and labor-intensive service businesses
Arbor Finance works alongside your existing bookkeeper, accountant, or tax professional. Our role is to help you understand financial performance, plan ahead, and use your financial information to make better business decisions.
Problems we solve
Your financial information should help you make decisions
- 01You receive financial statements but are unsure what they mean
- 02You do not know which services, customers, projects, or locations are most profitable
- 03Cash flow feels unpredictable
- 04Your budget is outdated or nonexistent
- 05You make important decisions without reliable financial projections
- 06Monthly reporting takes too much time to prepare
- 07Financial information is spread across multiple files or systems
- 08You need financial expertise but cannot justify a full-time hire
- 09You are preparing to grow, obtain financing, or eventually sell the business
- 10You want a clearer understanding of where the business is heading
Arbor Finance Company turns financial data into clear, practical information you can use.
How it works
A straightforward approach
- 1
Introductory Conversation
We discuss your business, goals, financial processes, and the areas where you need additional support.
- 2
Financial Review
We review the financial information and reporting currently available to understand what is working and where improvements may be needed.
- 3
Recommended Plan
We identify the most useful reports, forecasts, dashboards, or financial processes for your business.
- 4
Implementation and Support
We build a practical financial reporting and planning process that gives you greater visibility and confidence.
Engagements can be structured as a one-time financial project or as ongoing monthly support.
Start the ConversationAbout
Finance should make your business clearer, not more complicated
Arbor Finance Company was created to help business owners better understand the financial side of their companies. Many growing businesses have accounting records but lack the reporting, analysis, and forward-looking guidance needed to make confident decisions.
We provide practical financial support focused on clarity, planning, performance, and long-term business health. Our goal is to organize the financial information, explain what the numbers mean, and help business owners determine what to do next.
Meet the Founder
Erik Garcia
Founder, Arbor Finance Company
Erik Garcia is a finance professional with experience in budgeting, forecasting, management reporting, cash-flow planning, and business-performance analysis for complex service operations. His background includes supporting large, multi-country operations and helping business leaders understand financial performance, manage costs, plan ahead, and make informed decisions.
He founded Arbor Finance Co. to bring the financial planning and analytical capabilities of an internal finance team to growing businesses that are not ready to hire one full time.
Why Arbor Finance
Practical guidance, not unnecessary complexity
Clear Communication
Financial information is explained in straightforward language so owners can understand what is happening in the business.
Customized Support
Services are built around the company's needs rather than forcing every client into the same reporting package.
Forward-Looking Analysis
The focus extends beyond historical financial statements to budgeting, forecasting, cash flow, and future decision-making.
Flexible Financial Expertise
Businesses receive experienced financial support without immediately hiring a full-time finance professional.
Contact
Let's talk about your business
Tell us a little about your company and the type of financial support you are looking for. Arbor Finance will follow up to set up a free intro call.
- Phone
- (661) 374-7608
- Service area
- Based in California and serving businesses nationwide
Get a clearer view of your business
Better financial information can help you plan ahead, manage cash flow, understand performance, and make decisions with greater confidence.